Payright is an Australian payment plan provider developed to buy-now, pay later flexible payments and for making things more affordable to consumers, by spreading the cost of purchases over time.

Whether you’ve been thinking about treating yourself to the latest beauty treatment, really need a plumber to come and look at your hot water service, or have been thinking of finally getting those family portraits done, we have a Payright business near you, all across Australia. Turn thinking about it into bought it and spread the cost over time with bite-size payment plans up to $20k.

Payright practices responsible lending and performs extensive identification and credit checks to ensure a customer’s repayment capability

Afterpay’s business model is completely free for customers who pay on time – helping people spend responsibly without incurring interest, fees or extended debt. Afterpay empowers customers to access the things they want and need, while still allowing them to maintain financial wellness and control, by splitting payments in four, for both online and in-store purchases.

Afterpay is deeply committed to delivering positive outcomes for customers. The majority of Afterpay’s income is derived from merchants, rather than customers. If a customer misses a payment, they won’t be able to use Afterpay until the payments are up-to-date. Late payment fees are charged but are fixed, capped and do not accumulate over time. Customers are never entrapped in revolving debt and never incur interest. We are focused on supporting our community of shoppers.

Join more than 2.7 million customers across Australia, New Zealand, the United Kingdom and Ireland who use hummgroup’s innovative, accessible consumer finance products to purchase the things they want and pay for the things they need.

hummgroup’s buy now pay later product humm is the market leader for purchases over $500. bundll is a world-first BNPL product that can be used anywhere, as can BNPL for business product hummpro. humm90 offers modern revolving credit. These products offer flexible, personal payment terms to meet the core needs of financially savvy consumers spanning millennial spenders through to young families and small and medium businesses.  The company will be entering Canada in 2022.

Wizpay is a new buy now, pay later (‘BNPL’) service available to Australian consumers allowing you to purchase goods and services from Approved Wizpay Retailers. Wizpay allows you to split the cost of your purchases into four (4) convenient fortnightly instalments.

To facilitate Purchases, Wizpay provides Transaction Processing Services to Approved Retailers in Australia.

Wizpay provides our customers with an interest free Shopping Limit with a low monthly fee and one of the lowest late fees in the market, leaving you with more money in your pocket. Our online process makes signing-up and shopping simple and effortless.

As you generate positive payment habits, we may invite you apply to increase your Shopping Limit in just a few quick steps via your Member’s Area.

Pay It Later is a revolutionary way to pay for your online purchases.

We collect payments in weekly instalments from you when you make a purchase online. So you can buy now and Pay It Later!

We’ve got plenty of detailed information available for buyers looking to pay in instalments and store owners. These help in explaining how the system works.